Does it cost more to use a local insurance agent?

No. Premiums are set by the insurance carriers and are identical whether you enroll alone or with a licensed agent. With ASJ Insurance you get local, year-round help at the exact same price.

Can I keep my current doctor and prescriptions?

Before you enroll, we verify that your current doctors are in-network and your prescriptions are covered under the plan you choose — so there are no surprises after January 1.

What if I missed Open Enrollment?

You may qualify for a Special Enrollment Period after events like losing job coverage, moving, marriage, or having a baby. Short-term health plans are also available in Arizona to bridge coverage gaps.

Health & Dental Insurance · Serving All of Arizona

Arizona Health & Dental Insurance, Compared & Enrolled in 60 Seconds

Q: How do I know if I qualify for a premium tax credit in Arizona?

Eligibility is based on your household income and family size. Most Arizonans who buy through the Health Insurance Marketplace qualify for some level of savings. We check your eligibility for free before you enroll — call (623) 243-4000 or apply online in about 60 seconds.

Q: Can I get dental and vision coverage too?

Yes. Standalone dental and vision plans are available year-round in Arizona, for individuals and families, with or without a Marketplace health plan.

ASJ Insurance & Financial Services Inc. is an independent, Peoria-based agency helping Arizona individuals, families, and small groups shop the Health Insurance Marketplace — check your premium tax credit, confirm your doctors and prescriptions, and enroll with confidence. Our help costs you nothing extra.

Get My Free Quote → Shop Live Plans ↓

or call a local agent
(623) 243-4000

$0Extra cost to use an agent

60 secOnline application

LocalPeoria office · Valley-wide

Year-roundSupport after you enroll

Proudly serving Phoenix·Peoria·Glendale·Surprise·Avondale·Scottsdale·Tempe·Mesa·Chandler·Gilbert·& every Arizona ZIP code

Live quote engine · Powered by HealthSherpa

Shop real Arizona plans & prices — right here, right now.

This is ASJ's agency-linked ACA enrollment engine. Enter your ZIP and household details to see live plans with subsidies applied — and if you enroll, ASJ stays your local agent of record automatically.

🔒 Secure enrollment handled by HealthSherpa · ASJ Insurance & Financial Services Inc. is your agent of record — same premium, local support included. Quote engine not loading? Open it full-screen →

Coverage options

One local agency. Every kind of health coverage Arizona families ask for.

Because we're independent, we compare multiple carriers and Marketplace plans side by side — then recommend what fits you, not a quota.

ACA Marketplace

Individual & Family Health Plans

Shop and enroll in Health Insurance Exchange plans with a click of a mouse. We compare metal tiers, networks, and total yearly costs — not just the monthly premium — for households across the Valley.

Save monthly

Premium Tax Credit Help

Most Arizonans qualify for savings and don't know how much. We calculate your subsidy correctly the first time, so you avoid surprise repayment at tax season.

Smile & sight

Dental & Vision Plans

Standalone dental and vision coverage for individuals and families — available year-round, with or without a Marketplace health plan. Cleanings, ortho options, exams, and eyewear allowances.

Quote dental plans via UnitedHealthOne →

Bridge the gap

Short-Term Health Plans

Between jobs, waiting for employer coverage, or missed Open Enrollment? Short-term plans can keep an Arizona family protected while you get to the next enrollment window.

Get an instant UnitedHealthOne quote →

Employers

Small Group Coverage

Health benefits help Arizona small businesses hire and keep good people. We help owners in Phoenix, Peoria, and beyond compare group options that fit real payrolls.

Tailored

Customized Plans

Self-employed? Early retiree before Medicare? Mixed-status household? We build coverage combinations around your situation instead of forcing you into a template.

Why Arizonans choose ASJ

The same premium as going it alone — with a real person in your corner.

Determine your tax credit eligibility before you commit
Determine if your current doctor is included in-network
Determine if your current prescriptions are covered
Dental, vision & short-term plans quoted in the same visit
A local Peoria office — walk in, call, or enroll online
Help in plain language, all year, not just at sign-up

Get covered today

Answer a few questions and see every Arizona Marketplace plan you qualify for — with your subsidy already applied.

Start My Free Quote Survey 📞 (623) 243-4000 Prefer to self-enroll? Use our live quote engine on this page

How it works

From "confused by healthcare.gov" to covered — in three steps.

Step one

Tell us about your household

Ages, ZIP code, income estimate, your doctors and medications. Online, by phone, or at our Peoria office — about five minutes.

Step two

Compare plans with subsidies applied

We show your real monthly cost after the premium tax credit, plus deductibles and networks side by side, in plain English.

Step three

Enroll & keep us on speed dial

We submit your enrollment and stay your agent of record — for billing questions, claims headaches, and life changes, at no extra cost.

A smiling Arizona mother laughing and hugging her two young children at home

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They're counting on you

One checkup you skip. One toothache you ignore. They notice.

The best moment to get your family covered was last Open Enrollment. The second best is right now — and it takes minutes, not paperwork.

Start My Application → Have an Agent Contact Me

Official resources

Do your homework — we'll handle the paperwork.

Trusted federal resources our clients ask about most:

What is the health care premium tax credit?HealthCare.gov glossary definition Eligibility for the premium tax creditIRS eligibility rules for individuals & families How to save on your monthly health insurance billHealthCare.gov guide to lowering premiums Questions & answers on the premium tax creditIRS Q&A on claiming and reconciling your credit

Free quote survey

Tell us about your household. We'll do the rest.

Answer a few quick questions below and a licensed local agent will compare Arizona health & dental plans for you — with your premium tax credit already applied. No obligation, no extra cost.

Rather talk it through? Call (623) 243-4000 — Mon–Fri 10 AM–6 PM · Peoria, AZ

FAQ

Arizona health & dental insurance questions, answered.

How do I know if I qualify for a premium tax credit in Arizona?

Eligibility depends on your household income and family size. Most Arizonans who shop through the Marketplace qualify for some savings. We run your numbers for free before you enroll — call (623) 243-4000 or apply online.

Does using a local agent cost more than enrolling myself?

No. Carrier premiums are identical either way — the plan price is the plan price. The difference is that with ASJ you get a licensed local agent who answers the phone all year.

Can I keep my doctor and my prescriptions?

That's exactly what we check first. Before you enroll we confirm your doctors are in-network and your medications are on the plan's formulary, so nothing surprises you in January.

Can I buy dental or vision without a health plan?

Yes — standalone dental and vision plans are available year-round in Arizona for individuals and families.

I missed Open Enrollment. Am I stuck?

Not necessarily. Losing job coverage, moving, getting married, or having a baby can open a Special Enrollment Period. Short-term plans can also bridge the gap — ask us which applies to you.

Ready when you are

Your Arizona family deserves coverage that fits — and a local agent who answers.

Open Enrollment or not, the fastest way to find out what you qualify for is to ask.

Start My Free Quote Survey → Call (623) 243-4000