Health & Dental Insurance in Arizona | Free ACA Plan Comparison | ASJ Insurance & Financial Services Inc. (623) 243-4000
📍 14050 N. 83rd Avenue, Suite 290, Peoria, AZ 85381  ·  Mon–Fri 10:00 AM – 6:00 PM
📞 Call (623) 243-4000
Health & Dental Insurance · Serving All of Arizona

Arizona Health & Dental Insurance, Compared & Enrolled in 60 Seconds

ASJ Insurance & Financial Services Inc. is an independent, Peoria-based agency helping Arizona individuals, families, and small groups shop the Health Insurance Marketplace — check your premium tax credit, confirm your doctors and prescriptions, and enroll with confidence. Our help costs you nothing extra.

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(623) 243-4000
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LocalPeoria office · Valley-wide
Year-roundSupport after you enroll
Proudly serving Phoenix·Peoria·Glendale·Surprise·Avondale·Scottsdale·Tempe·Mesa·Chandler·Gilbert·& every Arizona ZIP code
Live quote engine · Powered by HealthSherpa

Shop real Arizona plans & prices — right here, right now.

This is ASJ's agency-linked ACA enrollment engine. Enter your ZIP and household details to see live plans with subsidies applied — and if you enroll, ASJ stays your local agent of record automatically.

🔒 Secure enrollment handled by HealthSherpa · ASJ Insurance & Financial Services Inc. is your agent of record — same premium, local support included. Quote engine not loading? Open it full-screen →
Coverage options

One local agency. Every kind of health coverage Arizona families ask for.

Because we're independent, we compare multiple carriers and Marketplace plans side by side — then recommend what fits you, not a quota.

ACA Marketplace

Individual & Family Health Plans

Shop and enroll in Health Insurance Exchange plans with a click of a mouse. We compare metal tiers, networks, and total yearly costs — not just the monthly premium — for households across the Valley.

Save monthly

Premium Tax Credit Help

Most Arizonans qualify for savings and don't know how much. We calculate your subsidy correctly the first time, so you avoid surprise repayment at tax season.

Smile & sight

Dental & Vision Plans

Standalone dental and vision coverage for individuals and families — available year-round, with or without a Marketplace health plan. Cleanings, ortho options, exams, and eyewear allowances.

Quote dental plans via UnitedHealthOne →

Bridge the gap

Short-Term Health Plans

Between jobs, waiting for employer coverage, or missed Open Enrollment? Short-term plans can keep an Arizona family protected while you get to the next enrollment window.

Get an instant UnitedHealthOne quote →

Employers

Small Group Coverage

Health benefits help Arizona small businesses hire and keep good people. We help owners in Phoenix, Peoria, and beyond compare group options that fit real payrolls.

Tailored

Customized Plans

Self-employed? Early retiree before Medicare? Mixed-status household? We build coverage combinations around your situation instead of forcing you into a template.

Why Arizonans choose ASJ

The same premium as going it alone — with a real person in your corner.

  • Determine your tax credit eligibility before you commit
  • Determine if your current doctor is included in-network
  • Determine if your current prescriptions are covered
  • Dental, vision & short-term plans quoted in the same visit
  • A local Peoria office — walk in, call, or enroll online
  • Help in plain language, all year, not just at sign-up

Get covered today

Answer a few questions and see every Arizona Marketplace plan you qualify for — with your subsidy already applied.

Start My Free Quote Survey 📞 (623) 243-4000 Prefer to self-enroll? Use our live quote engine on this page
How it works

From "confused by healthcare.gov" to covered — in three steps.

Step one

Tell us about your household

Ages, ZIP code, income estimate, your doctors and medications. Online, by phone, or at our Peoria office — about five minutes.

Step two

Compare plans with subsidies applied

We show your real monthly cost after the premium tax credit, plus deductibles and networks side by side, in plain English.

Step three

Enroll & keep us on speed dial

We submit your enrollment and stay your agent of record — for billing questions, claims headaches, and life changes, at no extra cost.

A smiling Arizona mother laughing and hugging her two young children at home Photo: Pexels
They're counting on you

One checkup you skip. One toothache you ignore. They notice.

The best moment to get your family covered was last Open Enrollment. The second best is right now — and it takes minutes, not paperwork.

Start My Application → Have an Agent Contact Me
Official resources

Do your homework — we'll handle the paperwork.

Trusted federal resources our clients ask about most:

What is the health care premium tax credit?HealthCare.gov glossary definition Eligibility for the premium tax creditIRS eligibility rules for individuals & families How to save on your monthly health insurance billHealthCare.gov guide to lowering premiums Questions & answers on the premium tax creditIRS Q&A on claiming and reconciling your credit
Free quote survey

Tell us about your household. We'll do the rest.

Answer a few quick questions below and a licensed local agent will compare Arizona health & dental plans for you — with your premium tax credit already applied. No obligation, no extra cost.

Rather talk it through? Call (623) 243-4000 — Mon–Fri 10 AM–6 PM · Peoria, AZ

FAQ

Arizona health & dental insurance questions, answered.

How do I know if I qualify for a premium tax credit for health insurance in Arizona?
Eligibility depends on your household income and family size. Most Arizonans who shop ACA Marketplace plans through the Health Insurance Exchange qualify for some level of premium tax credit savings. We run your numbers for free before you enroll — call (623) 243-4000 or use the live quote engine on this page.
How much does Obamacare (ACA) health insurance cost per month in Arizona?
The actual monthly cost depends on your ZIP code, age, household size, income, and the metal tier you choose. After the premium tax credit is applied, many Arizona families pay far less than the sticker price — some qualify for $0 or single-digit-dollar plans. Enter your ZIP in the live quote engine on this page to see your real prices in minutes.
Which health insurance companies sell ACA Marketplace plans in Arizona?
Arizona ACA Marketplace carriers can include Blue Cross Blue Shield of Arizona, Ambetter, Cigna, UnitedHealthcare, Oscar, Bright HealthCare, and others — availability varies by county (Maricopa, Pima, Pinal, etc.). Because we're independent, we compare all carriers in your ZIP side by side rather than steer you to one company.
What is the difference between Bronze, Silver, Gold and Platinum ACA plans in Arizona?
Metal tiers describe how you and the plan split costs. Bronze plans have the lowest premiums but highest deductibles; Silver plans balance both and unlock cost-sharing reductions if you qualify by income; Gold and Platinum plans have higher premiums but lower out-of-pocket costs when you use care. We help you pick the tier that costs the least across the whole year, not just the month.
Can I get free health insurance in Arizona through the ACA Marketplace?
Depending on your household income and family size, you may qualify for a $0-premium Silver or Bronze plan after your premium tax credit is applied. Very low-income Arizonans may instead be directed to AHCCCS (Arizona Medicaid) or KidsCare for children. We verify which program fits your situation before you enroll — call (623) 243-4000.
Does it cost more to use a local health insurance agent in Peoria or Phoenix, AZ?
No. Marketplace premiums are set by the carriers and are identical whether you enroll alone or with a licensed Arizona health insurance agent. With ASJ Insurance you pay the same premium and get local, year-round support included.
Can I keep my current doctor and prescriptions with an ACA Marketplace plan in Arizona?
That's exactly what we check first. Before you enroll in any Arizona ACA health plan, we confirm your doctors are in-network and your prescriptions are on the plan's drug formulary — so nothing surprises you in January.
How do I enroll in Arizona ACA health insurance for the first time?
Open Enrollment for Arizona typically runs from November 1 through mid-January. Outside that window you need a Special Enrollment Period life event, such as losing job coverage, moving, marriage, divorce, or having a baby. On this page you can enroll online through our live quote engine, or call (623) 243-4000 to have a local ASJ agent walk you through it.
Can I buy standalone dental or vision insurance in Arizona without a health plan?
Yes — affordable standalone dental insurance and vision insurance plans are available year-round in Arizona for individuals and families, with or without a Marketplace health plan. Instant UnitedHealthOne dental quotes are available on this page.
What is short-term health insurance in Arizona and who should consider it?
Short-term health plans provide temporary medical coverage for Arizonans between jobs, waiting for employer benefits to start, or who missed Open Enrollment. Plans like those from UnitedHealthOne can start quickly — get an instant quote on this page or call (623) 243-4000.
I missed Open Enrollment in Arizona — can I still get health insurance coverage?
Possibly, yes. Losing job-based coverage, moving, getting married, divorce, or having a baby can qualify you for a Special Enrollment Period in Arizona. Short-term health insurance plans can also bridge the gap until the next Open Enrollment window.
Is ASJ Insurance & Financial Services Inc. licensed to sell health insurance in Arizona?
Yes. ASJ Insurance & Financial Services Inc. is a licensed independent insurance agency based in Peoria, Arizona (AZ Insurance License #1800003884, NPN 8514223), also licensed in California, Indiana, and Michigan. You can verify our license through NIPR or the Arizona Department of Insurance and Financial Institutions.
Ready when you are

Your Arizona family deserves coverage that fits — and a local agent who answers.

Open Enrollment or not, the fastest way to find out what you qualify for is to ask.

Start My Free Quote Survey →    Call (623) 243-4000

Health & Dental Insurance Disclosure — ASJ Insurance & Financial Services Inc. is a private, independent insurance agency and is not affiliated with, connected to, or endorsed by the U.S. government, HealthCare.gov, the federal Medicare program, CMS, or any state or federal health insurance marketplace. We do not offer every plan available in your area; any information we provide is limited to the plans and carriers we represent. To review all of your options, please contact HealthCare.gov, your state marketplace, or 1-800-MEDICARE.

Short-Term & Supplemental Plans — Short-term limited-duration health plans, standalone dental, and vision plans are supplemental products and are not a substitute for comprehensive or minimum essential coverage under the Affordable Care Act. Coverage limits, exclusions, waiting periods, and pre-existing condition rules apply and vary by carrier and state.

Quotes & Consent — All quotes are estimates and subject to underwriting review; no coverage is bound until an application is approved and a policy is issued by the insurance carrier. By submitting a form or survey on this page you consent to be contacted by a licensed ASJ representative by phone, text, or email regarding insurance products, including via automated technology. Consent is not a condition of purchase. Message and data rates may apply. This is a solicitation of insurance; a licensed insurance agent may contact you.

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14050 N. 83rd Avenue, Suite 290
Peoria, AZ 85381
480-680-9215

Independent insurance agency serving Peoria, Phoenix, Glendale, Chandler, Gilbert, Mesa, Tempe and families across Arizona, California, Indiana and Michigan.

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Why ASJ Insurance

ASJ Insurance & Financial Services Inc. is a licensed independent insurance agency helping individuals, families and employer groups compare life insurance, term life, final expense whole life, disability income protection, long-term care insurance, health and dental plans, annuities and travel insurance from top-rated national carriers — with local, personalized guidance from our Peoria, AZ office.

Agency NPN: 8514223 CA Insurance License: #0F71906 AZ Insurance License: #1800003884 Licensed States: Arizona (AZ), California (CA), Indiana (IN), Michigan (MI)

Licensing Disclosure: Insurance products and services are offered through ASJ Insurance & Financial Services Inc., a licensed insurance agency. Products, plans, riders, features and discounts are not available in all states, and availability, benefits and premiums vary by state, carrier, underwriting class, age and health history. Licensing information may be verified through the National Insurance Producer Registry (NIPR) or your state's Department of Insurance.

No Offer or Guarantee of Coverage: The information on this website is for general educational purposes only and does not constitute an offer to sell, a solicitation to buy, or a binder of insurance coverage. No coverage is bound, altered or guaranteed until an application is approved and a policy is issued by the insurance carrier. All quotes are estimates and are subject to underwriting review and approval. Please refer to your actual policy documents for the complete terms, conditions, limitations and exclusions of coverage.

Annuity & Financial Product Disclosure: Annuities are long-term insurance products designed for retirement income. Guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company. Annuities are not bank deposits, are not FDIC or NCUA insured, are not insured by any federal government agency, and are not guaranteed by any bank or credit union. Withdrawals may be subject to surrender charges, and distributions taken before age 59½ may be subject to an additional 10% federal tax penalty. ASJ Insurance & Financial Services Inc. does not provide tax, legal or investment advice; please consult a qualified tax advisor or attorney regarding your individual situation.

Health & Dental Insurance Disclosure: ASJ Insurance & Financial Services Inc. is a private, independent insurance agency and is not affiliated with, connected to, or endorsed by the U.S. government, the federal Medicare program, the Centers for Medicare & Medicaid Services (CMS), or any state or federal health insurance marketplace or agency. We do not offer every plan available in your area, and any information we provide is limited to the plans and carriers we represent; please contact Medicare.gov, 1-800-MEDICARE, HealthCare.gov, or your state marketplace to get information on all of your options. Enrollment in health plans may be limited to open enrollment or special enrollment periods, and plan benefits, provider networks, formularies, premiums and cost-sharing may change. Short-term, limited-duration, dental and other supplemental plans are not a substitute for comprehensive or minimum essential coverage under the Affordable Care Act.

Final Expense & Whole Life Disclosure: Final expense policies are whole life insurance products with modest face amounts designed to help with funeral, burial and end-of-life costs. Depending on your age, health and the plan selected, a graded or modified death benefit may apply, meaning the full death benefit may not be payable if death occurs within the first two to three policy years (except for accidental death, where applicable). Premiums, face amounts and eligibility vary by carrier and state.

Long-Term Care Insurance Disclosure: Long-term care insurance benefits are subject to policy terms, including elimination (waiting) periods, benefit periods, daily or monthly benefit maximums, and eligibility triggers such as the inability to perform activities of daily living or cognitive impairment. Premiums are not guaranteed and may increase on a class-wide basis with state regulatory approval. Long-term care coverage is subject to medical underwriting, and coverage may be declined based on health history. This is a solicitation of insurance; a licensed agent may contact you.

Third-Party Links & Communications: Links to third-party websites are provided for convenience only; we are not responsible for the content or privacy practices of external sites. By submitting your contact information on any of our pages, you consent to be contacted by a licensed representative of ASJ Insurance & Financial Services Inc. by phone, email or text message regarding insurance products; consent is not a condition of purchase, and message/data rates may apply.

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